Group Life Insurance
The University offers several types of life, and accidental death and dismemberment (AD&D) insurance to part-time faculty eligible for the Modified Benefits Plan. These benefits include:
SU Sponsored Basic Life Insurance
Employees eligible for the Adjuncts United Benefits Plan receive SU-Sponsored basic life insurance coverage in the amount of $10,000. At age 65, the basic coverage automatically drops to $6,500. There is no cost to employees for this coverage, and beneficiaries can be changed in MySlice at any time.
Supplemental Life Insurance
- Supplemental Life insurance coverage is offered through MetLife. Eligible faculty members may elect additional coverage levels of $10,000, $20,000, $40,000, $60,000, $80,000, or $100,000.
- For any Supplemental Life coverage in excess of $20,000, a completed MetLife Statement of Health form must be mailed directly to MetLife. The coverage in excess of $20,000 will not go into effect until MetLife notifies Human Resources of its approval.
- Supplemental Life insurance premiums are paid through after-tax payroll deduction and are automatically adjusted as necessary during the calendar year to reflect changes in your age.
Coverage may be purchased for your spouse/same-sex domestic partner in an amount not to exceed your own combined Basic and Supplemental Life coverage.
- Because spouse/same-sex domestic partner life insurance cannot exceed your own life insurance coverage, if you request an increase in your own Supplemental Life insurance coverage and it is denied, it may affect any Dependent Life insurance elections.
- Coverage for your spouse/same-sex domestic partner may be elected in levels of $10,000 or $20,000 without providing a MetLife Statement of Health form. Coverage levels of $40,000, $60,000, $80,000 or $100,000 may also be elected; however a completed MetLife Statement of Health form must be mailed directly to MetLife. The coverage will not go into effect until MetLife notifies Human Resources of its approval.
- Premiums are paid through after-tax payroll deduction and are automatically adjusted as necessary during the calendar year to reflect changes in your spouse/same-sex domestic partner's age.
Dependent Life coverage may be purchased for your eligible dependent child(ren) in the amount of $10,000. Premiums are paid through after-tax payroll deduction.
- Available for unmarried dependent children under the age of 26, provided they are not eligible for coverage through their employer or that of a spouse or domestic partner.
- Eligible dependents can be covered by more than one SU employee.
- Coverage cannot exceed the employee's combined Basic and Supplemental Life coverage.
- A MetLife Statement of Health is not required to purchase this coverage.
All Part-Time Faculty eligible for the Modified Benefits Plan receive SU-sponsored basic AD&D insurance coverage in the amount of $3,000. There is no cost to employees for this coverage. The plan provides benefits to you if you are dismembered as the result of an accident or to your family if you die in an accident.
Contributions
Rates listed here are based on the 9-month calendar year. Actual deductions from each paycheck will vary depending upon your deduction cycle.
| Employee Supplemental Coverage | |
| Age | Monthly Cost Per Thousand |
| Under age 25 | $ .07 |
| 25 through 29 | $ .08 |
| 30 through 34 | $ .11 |
| 35 through 39 | $ .12 |
| 40 through 44 | $ .16 |
| 45 through 49 | $ .23 |
| 50 through 54 | $ .36 |
| 55 through 59 | $ .64 |
| 60 through 64 | $ .97 |
| 65 through 69 | $1.69 |
| 70+ | $3.01 |
| Spouse/Same-sex Domestic Partner Coverage | |
| Age | Monthly Cost Per Thousand |
| Under age 25 | $ .07 |
| 25 through 29 | $ .08 |
| 30 through 34 | $ .11 |
| 35 through 39 | $ .12 |
| 40 through 44 | $ .16 |
| 45 through 49 | $ .20 |
| 50 through 54 | $ .31 |
| 55 through 59 | $ .57 |
| 60 through 64 | $ .88 |
| 65 through 69 | $1.69 |
| 70+ | $3.01 |
| Dependent Child(ren) Coverage | ||
| Coverage Amount | Monthly Premium* | |
| $10,000 | $.84 | |
| * Premium amount remains the same, regardless of the number of children. | ||
Helpful Links
- Statement of Health (Printable form for Employee, Spouse and Same-Sex Domestic Partner)
- MetLife
- Travel Assistance
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Employees electing to participate in the SU benefit plans are bound by the terms of the governing Plan documents. If you have any questions regarding the plans, you may request a copy of the Plan document from the Plan Administrator by contacting the HR Service Center at the number indicated at the end of this page.
As is the case with all benefits offered by SU, (1) the Plan Administrator has the discretionary authority to interpret the terms of the Plan and such interpretation will be binding on all interested parties to the fullest extent permitted by law, and (2) the University reserves the right to modify or terminate the Plan at any time.
The Adjunct United benefit web pages summarize your Syracuse University benefit options. Every effort has been made to ensure this information is accurate. However, the programs are governed by legal documents and insurance contracts. If there is any difference between the information on these web pages and the official documents and contracts, the official documents and contracts will rule. Our benefits are governed by current laws and operated according to Internal Revenue Service (IRS) regulations. We will notify you if changes in plans are necessary to comply with the law or with IRS regulations.
