Benefits: Open Enrollment - Graduate Assistant/Fellow Delta Dental Only Plan

Benefits: Open Enrollment

Delta Dental and VSP Vision Plan Options - Graduate Assistants/Fellows

Only Graduate Assistants/Fellows holding a full 2009-2010 academic year appointment may elect Delta Dental insurance with or without the Vision Service Plan (VSP) during the Open Enrollment period, November 2 - November 13, 2009.

Delta Dental Plan

SU offers two subsidized options through Delta Dental for eligible Graduate Assistants/Fellows:

The Preventive Plan provides coverage for specified diagnostic, preventive, and temporomandibular joint dysfunction (TMJ) services.
The Comprehensive Plan provides coverage for services listed in the Preventive Plan in addition to basic and major restorative services, oral surgery, endodontics, periodontics, and prosthodontics.

Both are fully insured point-of-service plans with three levels of coverage depending on the dental provider:

If the dentist participates in the DeltaPreferred Option network, co-payments are at the lowest level.
If the dentist participates in the DeltaPremier network, services fall under the second level with generally higher co-payments.
If the dentist does not participate with any Delta Dental network, services fall under the third level with generally the highest level of co-payments required.

Your enrollment in the Delta Dental program is a one-year commitment.

VSP Vision Plan

You must enroll in one of the two Delta Dental plan options described above in order to enroll in the VSP Vision Plan. Vision is not available as a separate option.

For specific information on allowances see VSP Allowances & Co-payments.

Your enrollment in the combined Delta Dental and VSP Vision program is a one-year commitment.

Contributions

Most premiums are paid through pre-tax payroll deduction.
Qualified same-sex domestic partner premiums are paid on an after-tax basis.
SU contributes $100 per employee towards the coverage for either dental alone or dental plus vision. Rates listed here are based on the 9-month academic year.

Delta Dental With or Without VSP Vision Rates
2010 Monthly Rates	Delta Dental Preventive Plan	Delta Dental Preventive Plan Plus VSP Vision	Delta Dental Comprehensive Plan	Delta Dental Comprehensive Plan Plus VSP Vision
GA/Fellow	$12.67	$18.91	$ 41.39	$ 47.63
GA/Fellow +1	$35.32	$47.81	$ 93.01	$105.51
GA/Fellow Family	$51.83	$71.93	$145.85	$165.96

Before you decide, consider the following:

Do you have access to other dental and vision coverage? If so, how does cost and coverage compare?
How much did you spend for dental care and vision last year?
What dental and vision expenses do you anticipate next year?

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The Open Enrollment webpages summarize your Syracuse University benefit options. Every effort has been made to ensure this information is accurate. However, the programs are governed by legal documents and insurance contracts. If there is any difference between the information on these webpages and the official documents and contracts, the official documents and contracts will rule. SU benefits are governed by current laws and operated according to Internal Revenue Service (IRS) regulations. We will notify you if changes in plans are necessary to comply with the law or with IRS regulations.
Employees electing to participate in the SU benefit plans are bound by the terms of the governing Plan documents. If you have any questions regarding the plans, you may request a copy of the Plan document from the Plan Administrator by contacting the HR Service Center at the number indicated at the end of this page.
As is the case with all benefits offered by SU, (1) the Plan Administrator has the discretionary authority to interpret the terms of the Plan and such interpretation will be binding on all interested parties to the fullest extent permitted by law, and (2) the University reserves the right to modify or terminate the Plan at any time.

Helpful Links

Delta Dental

VSP

Need help? HR staff is available to assist you. Call the HR Service Center at 315-443-4042, or email hrservic@syr.edu.