Benefits: Open Enrollment - Accidental Death and Dismemberment (AD&D) Insurance Plan

Benefits: Open Enrollment

Accidental Death and Dismemberment (AD&D) Insurance

Accidental Death and Dismemberment (AD&D) coverage through MetLife provides benefits to your family if you die, or to you if you are dismembered, as the result of an accident.

SU-Sponsored Basic AD&D Insurance

All benefits-eligible employees receive SU-sponsored basic AD&D insurance coverage in the amount of $3,000. There is no cost to you for this coverage.

Supplemental AD&D

Coverage between 1 - 10 times your salary (not to exceed $2,000,000) may be purchased.
Your Supplemental AD&D coverage cannot exceed your Supplemental Life insurance coverage.
Coverage includes access to travel assistance services if you are faced with an emergency while traveling more than 100 miles from home. This service provides you and your dependents medical, travel, legal and financial assistance services any time of the year.

Contributions

Supplemental AD&D coverage is $.02 (2 cents) per $1,000 of coverage. Premiums are paid through pre-tax payroll deduction and are automatically calculated and adjusted as necessary during the calendar year to reflect changes in your actual salary.

Before you decide, consider the following:

Do you have access to other AD&D insurance?
Does your work or hobbies put you at particular risk for accidental death or injury?
Will your personal savings provide an adequate cushion for your family's needs (college tuition, mortgage and other loan payments, living expenses, etc.) in the event of loss of income?

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The Open Enrollment webpages summarize your Syracuse University benefit options. Every effort has been made to ensure this information is accurate. However, the programs are governed by legal documents and insurance contracts. If there is any difference between the information on these webpages and the official documents and contracts, the official documents and contracts will rule. SU benefits are governed by current laws and operated according to Internal Revenue Service (IRS) regulations. We will notify you if changes in plans are necessary to comply with the law or with IRS regulations.
Employees electing to participate in the SU benefit plans are bound by the terms of the governing Plan documents. If you have any questions regarding the plans, you may request a copy of the Plan document from the Plan Administrator by contacting the HR Service Center at the number indicated at the end of this page.
As is the case with all benefits offered by SU, (1) the Plan Administrator has the discretionary authority to interpret the terms of the Plan and such interpretation will be binding on all interested parties to the fullest extent permitted by law, and (2) the University reserves the right to modify or terminate the Plan at any time.

Helpful Links

Need help? HR staff is available to assist you. Call the HR Service Center at 315-443-4042, or email hrservic@syr.edu.