Accidental Death & Dismemberment

Accidental Death and Dismemberment (AD&D) Insurance

Accidental Death and Dismemberment (AD&D) coverage through MetLife provides benefits to your family if you die, or to you if you are dismembered, as the result of an accident.

SU-Sponsored Basic AD&D Insurance

All benefits-eligible employees receive SU-sponsored basic AD&D insurance coverage in the amount of $3,000. There is no cost to you for this coverage.

Supplemental AD&D
  • Coverage between 1 – 10 times your salary (not to exceed $2,000,000) may be purchased.
  • Your Supplemental AD&D coverage cannot exceed your Supplemental Life insurance coverage.
  • Coverage includes access to travel assistance services (see link below)┬áif you are faced with an emergency while traveling more than 100 miles from home. This service provides you and your dependents medical, travel, legal and financial assistance services any time of the year.
Contributions

Supplemental AD&D coverage is $.02 (2 cents) per $1,000 of coverage. Premiums are paid through pre-tax payroll deduction and are automatically calculated and adjusted as necessary during the calendar year to reflect changes in your actual salary.

Helpful Links

Questions? Contact the HR Service Center at 443-4042 or e-mail hrservic@syr.edu.

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The web pages summarize your Syracuse University benefit options. Every effort has been made to ensure this information is accurate. However, the programs are governed by legal documents and insurance contracts. If there is any difference between the information on these web pages and the official documents and contracts, the official documents and contracts will rule. Our benefits are governed by current laws and operated according to Internal Revenue Service (IRS) regulations. We will notify you if changes in plans are necessary to comply with the law or with IRS regulations.

Employees electing to participate in the SU benefit plans are bound by the terms of the governing Plan documents. If you have any questions regarding the plans, you may request a copy of the Plan document from the Plan Administrator by contacting the HR Service Center at the number indicated at the end of this page.

As is the case with all benefits offered by SU, (1) the Plan Administrator has the discretionary authority to interpret the terms of the Plan and such interpretation will be binding on all interested parties to the fullest extent permitted by law, and (2) the University reserves the right to modify or terminate the Plan at any time.