Delta Dental and VSP Vision Plan
All benefits-eligible employees have the option of Delta Dental insurance with or without the Vision Service Plan (VSP).
Benefits-eligible Service Employees International Union (SEIU) Bargaining Unit employees have the option of Service Employees Benefit Fund (SEBF) Dental insurance with or without the SEBF Vision Plan.
Delta Dental Plan
SU offers two subsidized dental options through Delta Dental for all benefits-eligible employees: the Preventive Plan and the Comprehensive Plan. Coverage may also be purchased for dependents.
- The Preventive Plan covers specified diagnostic, preventive, and Temporomandibular Joint Dysfunction (TMJ) services.
- The Comprehensive Plan covers a percentage of specified diagnostic, preventive, TMJ, basic and major restorative, oral surgery, endodontic, periodontic, and prosthodontic services.
- If the dentist participates in the DeltaPreferred Option network, co-insurance is at the lowest level.
- If the dentist participates in the DeltaPremier network, services fall under a second level, with generally higher co-insurance.
- If the dentist does not participate with any Delta Dental network, services fall under a third level with generally the highest level of co-insurance required.
Delta Dental and VSP Vision Plan
You must be enrolled in one of the two Delta Dental plan options (described above) in order to be enrolled in the VSP Vision plan. Vision is not available as a separate option.
For specific information on allowances see VSP Allowances & Co-payments.
Enrollment in the combined Delta Dental and VSP Vision program is a two-year commitment.
Contributions
- Most premiums are paid through pre-tax payroll deduction.
- Qualified same-sex domestic partner premiums are paid on an after-tax basis.
- SU contributes $100 per employee towards dental coverage. If you waive all dental coverage, SU will contribute $100 to a Health Care Flexible Spending Account.
| Delta Dental With or Without VSP Vision Rates | ||||
|---|---|---|---|---|
2009 Monthly Rates* |
Delta Dental Preventive Plan |
Delta Dental Preventive Plan Plus VSP Vision |
Delta Dental Comprehensive Plan |
Delta Dental Comprehensive Plan Plus VSP Vision |
| Employee | $ 8.98 | $ 13.66 | $ 29.89 | $ 34.57 |
| Employee +1 | $ 25.48 | $ 34.85 | $ 67.49 | $ 76.86 |
| Family | $ 37.50 | $ 52.58 | $105.96 | $121.04 |
* Rates listed here are based on the 12-month calendar year. Actual deductions from each
paycheck will vary depending upon your deduction cycle.
Helpful Links
Delta Dental
VSP
EBS-RMSCO
Questions? Contact the HR Service Center at 443-4042 or e-mail hrservic@syr.edu.
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Employees electing to participate in the SU benefit plans are bound by the terms of the governing Plan documents. If you have any questions regarding the plans, you may request a copy of the Plan document from the Plan Administrator by contacting the HR Service Center at the number indicated at the end of this page.
As is the case with all benefits offered by SU, (1) the Plan Administrator has the discretionary authority to interpret the terms of the Plan and such interpretation will be binding on all interested parties to the fullest extent permitted by law, and (2) the University reserves the right to modify or terminate the Plan at any time.
The web pages summarize your Syracuse University benefit options. Every effort has been made to ensure this information is accurate. However, the programs are governed by legal documents and insurance contracts. If there is any difference between the information on these web pages and the official documents and contracts, the official documents and contracts will rule. Our benefits are governed by current laws and operated according to Internal Revenue Service (IRS) regulations. We will notify you if changes in plans are necessary to comply with the law or with IRS regulations.
