Benefits - Dental Plan

Benefits

Dental Plan - Delta

SU offers two subsidized dental options through Delta Dental for all benefits eligible employees: Preventive and Comprehensive. Enrollment in the dental program is a two-year commitment and premiums are paid through pre-tax payroll deduction. Coverage may also be purchased for dependents. Qualified same sex domestic partner premiums are paid on an after-tax basis.

The Preventive Plan covers specified diagnostic, preventive, and TMJ services.
The Comprehensive Plan covers specified diagnostic, preventive, TMJ, basic and major restorative, oral surgery, endodontics, periodontics, and prosthodontics services.

Both plans are fully insured point-of-service plans with three levels of coverage depending on the dental provider:

For dentists that participate in the DeltaPreferred Option network, services fall under the first level, with the lowest required coinsurance.
For dentists that only participate in the DeltaPremier network (the largest dentist network in the country), services fall under a second level, with generally higher coinsurance than DeltaPreferred providers.
For dentists that do not participate in either of the above mentioned networks, services fall under a third level, with generally the highest level of coinsurance.

2008 Monthly Rates*	Preventive Plan	Comprehensive Plan
Employee	$ 7.45	$26.07
Employee +1	$22.49	$59.89
Family	$33.45	$94.35

*Rates are based on the 12-month calendar year. Actual deductions from each paycheck will vary depending upon your deduction cycle.

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Questions? Contact the HR Service Center at 443-4042 or email hrservic@syr.edu.